01Competitive
Priced against what you use today
Every price is benchmarked against the terminals, transfers and cash handling our customers already pay for — and set to compete with them.
Pricing
Pricing builtto compete.
We're finalising Paydoly's pricing alongside the people, merchants and agents who will use it every day. We won't publish numbers until they're right — but we can tell you exactly how we think about them.
01
Our pricing principles
Four commitments that hold whatever the final numbers are.
02Visible
Shown before you approve
If something carries a fee, the app shows it on the confirmation screen before you approve. Never discovered on a receipt.
03Honest
Nothing hidden in a rate
Where an exchange quote includes a margin, the quote says so. No blended numbers, no surprise deductions.
04Human
Growing businesses get a conversation
Merchants and agents with volume can talk to a person about terms, confirmed in writing.
02
How pricing will work, by product
The shape of pricing for each product. Final terms are disclosed in the app and in your agreement.
- Personal
- Everyday use of the wallet — paying, sending, requesting — is designed to cost as little as possible. Anything that carries a fee is shown before you approve it.
- Business
- Accepting payments is priced to be competitive with card terminals and bank transfers, with no hardware to buy or rent.
- Payouts
- Competitive pricing per payout, with better terms for businesses running regular payroll.
- Agents
- Agents earn a commission on every cash-in and cash-out, designed to be competitive with other agent networks and credited as each transaction settles.
- Currency exchange
- The rate, and anything included in it, is shown on the quote before you accept.
03
Get terms for your business
Tell us what you do and roughly how much you process. We'll come back with a conversation, not a brochure.
Businesses
Merchant pricing, multiple stores, payouts and volume terms.
Business days, within one day
Agents
Commission, float and counter operations.
Business days, within one day
Quick questions. We'll move you to email for anything account-specific.
Every day, 8:00–20:00 AST
04
Common questions
When will pricing be published?
Before each product becomes generally available. Until then, applicable fees are always disclosed in the app and in your agreement before you're charged.
Can pricing change?
Yes, with advance notice. We'll tell you what is changing, when, and why — and you can close your account without charge if you disagree.
Do early merchants and agents get different terms?
Early merchants and agents help shape our pricing. Any terms we agree with you are confirmed in writing before they apply.