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Agreement to terms

By creating a PayDoly account or using any part of the platform, you agree to these Terms together with the policies and product agreements they reference.

Where a product-specific agreement applies — such as the Consumer Wallet Agreement or Merchant Services Agreement — that agreement governs that product, and these Terms cover everything else.

Who can use PayDoly

Eligibility depends on your location, your account type, and successful identity verification. Some features are only available in markets where PayDoly is licensed or authorized to operate.

Your account

You are responsible for the activity on your account and for keeping your credentials secure. Tell us promptly if you suspect unauthorized access.

Acceptable use

You agree to use PayDoly only for lawful purposes and in line with the Acceptable Use Policy. Prohibited activity may lead to limits, suspension or closure.

Fees and pricing

Applicable fees are presented before you confirm a transaction and may vary by product, market and currency. This section will set out how fees are disclosed and changed.

Service availability and changes

We work to keep the platform available, but features may change, pause or be withdrawn. We will give notice of material changes where required.

Liability

This section will describe the limits of PayDoly's liability and the protections that apply, consistent with applicable law in each market.

Termination

You may close your account at any time, subject to the Account Closure Policy. We may suspend or close accounts where these Terms or the law require it.

Governing law and disputes

Disputes are handled as described in the Complaints & Dispute Resolution policy and, where applicable, the Arbitration Agreement. Governing law depends on your market.

Get started

Open a Paydoly account

A wallet, a PayMe handle and your first payment request are ready in your first session. Verification raises your limits from there.

Account opening isn't available on this website yet. For help getting started, write to help@paydoly.com or message us on WhatsApp.